Opinion: Low down payments are not always high risk
Just as we are beginning to see signs of recovery in housing, federal regulators are considering a policy that could threaten economic progress and financial opportunities for middle-class families....
View ArticleHousing, Transportation Costs Consume Majority Of Middle-Income Earners’...
While Mitt Romney and President Barack Obama debate who’s is going to help the middle class more, the two candidates are sidestepping one of the most pressing financial issues facing Americans:...
View ArticleNAHB: Nationwide Housing Affordability Improves in Third Quarter
Lower interest rates helped make homes more affordable to median-income families even as house prices continued to inch up in metro areas across the country in the third quarter, according to the...
View ArticleLow Rates Continue to Drive Home Affordability
Thanks to historically low interest rates, American homeowners paid almost 37 percent less per month in mortgage payments in the fourth quarter compared to pre-housing-bubble norms—even as homes...
View ArticleHousing Affordability Stays Strong, But Hinges On Low Rates
Housing affordability declined slightly in the first quarter of this year, but remains near historic highs according to the National Association of Home Builders/Wells Fargo Housing Opportunity Index...
View ArticleNAHB: Housing Affordability Holding Strong in Early 2013
Nationwide housing affordability held near historic highs in this year’s first quarter, according to the National Association of Home Builders/Wells Fargo Housing Opportunity Index (HOI), released...
View ArticleYoung Homeowners Banking on Homes for Financial Future
Millennials are more confident than any other age group that their recent home purchase was a good financial investment, according to a new study. The inaugural 2013 National Association of Realtors...
View ArticleIs U.S. Housing Unaffordable? It Depends on How You Chart It
Rising home prices and interest rates made housing less affordable last year than at any time in the last five years, according to data released Tuesday by the National Association of Realtors. So is...
View ArticleWhen Mortgage Rates Rise
Mortgage rates have remained relatively low this year, and little changed, despite previous predictions of an inevitable rise. Borrowers, though, may be wondering how much longer this environment can...
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